News from Mike

How to Retire and Aim for the Same Standard of Living

I recently read an article that said retirees need 70% or more of their pre-retirement income to feel confident and enjoy their retirement years. Unfortunately, only about 25% of Americans are at that level, and many see a decline in their standard of living in retirement.   What can you do to better your situation…

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Stop Retiring This Way

Risk profile questionnaires can be helpful while your are trying grow your assets, but your retirement is much more nuanced and requires more planning that a multiple choice quiz.

Learn why you should stop retiring this way, on this episode of Retirement Today.

Don’t Let the Market Dictate Your Retirement

1969 and 2000 were years in which the stock market became strongly overvalued. For the next 10 years, the stock market lost money. The stock market is currently the most overvalued it’s ever been. What will happen next?

This episode of Mike on Money explains why you don’t let the market dictate your retirement.

You Might Not Be Ready For Retirement…

Your financial advisor might be telling you that you’re ready to retire. But have they talked to you about the necessary tax and income planning necessary to keep yourself in retirement?

Check out this week’s episode of Retirement Today, where Mike explains why you might not be ready for retirement.

Roth Under Attack

Our Roth IRA’s may be under threat. What is going on in Washington D.C?

In this week’s episode of Mike on Money, Mike explains how retirement Roth accounts are under attack.

Do This Before Retirement

Investing for retirement is very different than investing in retirement. Where do your priorities lie in your retirement investments? Growth? Risk?

Check out this week’s episode of Retirement Today, where Mike explains what you need to think about before transitioning into retirement.

I’m 61, Retiring Single. I Have $1.4 Million Dollars. How Do I Retire?

Are you retiring single? Are you asking the question ‘when and how do I retire?’. Don’t worry, Mike’s got you!

This episode of Mike on Money, Mike answers this specific question: I’m 61, Retiring Single. I Have $1.4 Million Dollars. How Do I Retire?

Why You Should Pay Tax Now, Instead of Later (Roth Conversions)

Pay a lot of tax initially is an off-putting idea, especially when reducing taxes is your goal. But when you look at the long road ahead, paying your Roth conversion tax upfront can have a lot of benefits.

Check out this week’s episode of Retirement Today, where Michael Reese explains why you should pay tax now, instead of later.

Nearing Retirement? Have You Saved Enough?

How much do you need to retire? This is the question on everyone’s mind, but is there a simple answer?

In this week’s episode of Retirement Today, Mike answers, if you’re nearing retirement, have you saved enough?

How to Structure Your Portfolio For Retirement

Setting yourself up for success in retirement often relies on having a well structured portfolio to cover your financial needs. Concepts like the 4% rule have been around for a while, but are they still effective?

In this week’s episode of Mike on Money, Mike explains how to structure your portfolio for retirement.

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