How to Defuse the Tax Bomb Hiding in Your $1 Million IRA

A free webinar with Michael Reese, CFP®, who has spent 30 years helping Texas families reduce their taxes in retirement.

Tuesday, July 28, 2026

4:00 PM CT - 5:00 PM CT

Live on Zoom

Replay available for those who register

Free to attend · Nothing will be sold · Replay available

Save Your Seat

Your IRA statement shows a balance. It doesn’t show the tax bill.

Every dollar in a traditional IRA carries a future tax liability that has never been settled. For a Texas family retiring with $1 million or more, that liability compounds quietly for years through required minimum distributions, Medicare surcharges, and a surviving spouse’s filing status. Then it arrives all at once.

The good news: a tax bomb is defused before it goes off, not after. This webinar walks through where the charges are wired, and what the years before age 73 make possible.

What you’ll learn:

Why the number on your IRA statement isn't what you'll actually keep, and how to close the gap
The RMD staircase: what required minimum distributions actually cost over a retirement lifetime on a $2.5M account
The widow's tax trap: what happens to your bracket when there's only one of you left, and how to address it now
IRMAA, Social Security taxation, and the other income triggers most retirees never see coming
The Roth conversion window: why the years between retirement and age 73 (or 75) may be the most valuable planning period of your life
What a coordinated tax strategy actually changes, in real dollars, on a real example

This is an educational webinar. No products will be sold during the presentation.

Presented by Michael Reese, CFP®

Founder of Centennial Advisors, author of Retiring Well, and host of the Retiring Well TV show. Our firm focuses on retirement income and tax-efficient planning for families approaching or in retirement.

Centennial Advisors, LLC is an investment advisory firm registered with the Securities and Exchange Commission ("SEC") under the Investment Advisers Act of 1940. SEC registration does not constitute an endorsement of the firm by the SEC, nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or training. Form ADV Part 2A can be obtained by visiting https://adviserinfo.sec.gov and searching for our firm name. ADV Form 2B is available upon request. Neither the information nor any opinion expressed is to be construed as a solicitation to buy or sell a security or personalized investment, tax, or legal advice. Insurance products and services are oﬀered and sold through individually licensed and appointed agents in all appropriate jurisdictions.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.