How to Retire and Aim for the Same Standard of Living
I recently read an article that said retirees need 70% or more of their pre-retirement income to feel confident and enjoy their retirement years. Unfortunately, only about 25% of Americans are at that level, and many see a decline in their standard of living in retirement. What can you do to better your situation…
Life Insurance After Retirement?
Why continue to use life insurance after retirement? There are a lot of tax benefits that most people don’t know about!
Join Zach Holcomb and Michael Reese, CFP as they discuss the reasons why you need life insurance after you retire.
The Three Levels of Advisors
Did you know there are three types of financial advisors, and each level is suited for different needs? If you didn’t, then you should watch today’s podcast and learn which level is right for you.
Join Zach Holcomb and Michael Reese, CFP as they discuss the different levels of financial advisors and what makes them unique.
Will the Market Crash?
The market is at a very historic and unique place currently, and there has been a lot of speculation about a looming market crash. Is the speculation true? Is this something you should be prepared for?
Join Zach Holcomb and Michael Reese, CFP as they discuss the possibility of a nearing market crash, and what you should do about it.
Return on Investment: The Reality
You are probably familiar with the phrase “return on investment”. However, this concept is not always as simple as it seems. There is a common misunderstanding when it comes to what this ACTUALLY means when it comes to your investment returns.
Join Zach Holcomb and Michael Reese, CFP as they explain how losses can tremendously hurt you more then gains when it comes to your investments portfolio.
Potential Tax Changes
It’s a brand new year. We have a democratic president and changes in the senate and congress. That means BIG tax changes are potentially on the horizon for you going forward. Join Zach Holcomb and Michael Reese, CFP as they discuss what is to potentially change tax wise with drastic changes in the White House.
RMDs In 2021
2020 was an eventful year and we experienced a lot of changes. One of those changes was the waiver of required minimum distributions (RMDs) in 2020. However, we are now in 2021 and RMDs are back.
Join Zach Holcomb and Michael Reese, CFP as they talk all things RMDs and what you need to do to prepare for them in retirement.
Long-Term Care Without Insurance
Long-Term care. While it’s not fun to think about, but if you narrow down your choices a bit, making a plan for what for some ends up costing several thousand per month becomes less daunting.
Join Zach Holcomb and Michael Reese, CFP as they discuss a new way to take long term care in retirement, along with other strategies to plan for health care coverage in your retirement years.
Spousal Tax Trap
When you lose a spouse, your tax picture drastically changes, and not for the better.
One spouse will be on his or her own most likely for at least a few years. And what happens to that person financially is something they both should think about long before it happens.
While this can be an uncomfortable topic, it is important to address this.
Join Zach Holcomb and Michael Reese, CFP as they discuss ways you can prevent leaving your spouse with an uncertain tax future.
How Much Money Do You Need to Retire?
Have you ever asked yourself “how much money do I need to retire?” That is a loaded question. But it’s important to have some idea of where you want to go so you can plan for it.
Join Zach Holcomb and Michael Reese, CFP as they discuss 4 factors to help determine the answer to this burning retirement question.